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# Northwest Ohio REALTORS®

## Sitemaps

- [XML Sitemap](https://nworealtors.com/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [Blog](https://nworealtors.com/blog/)
- [REALTORS® Come Together to Build Beds and Strengthen Northwest Ohio Communities](https://nworealtors.com/events/realtors-come-together-to-build-beds-and-strengthen-northwest-ohio-communities/) - On June 10, 2026, members of Northwest Ohio REALTORS® stepped away from their desks, showings, and closings to come together for a different kind of work: building beds for local children in need. As part of REALTOR® Volunteer Days, a nationwide initiative that highlights the real estate profession's commitment to community service, 112 real estate
- [Northwest Ohio Housing Market Stabilizes as Inventory Grows](https://nworealtors.com/general/northwest-ohio-housing-market-stabilizes-as-inventory-grows/) - The Northwest Ohio housing market showed signs of stabilization in March 2026, with more homes coming on the market and a slower pace of sales compared to recent years. An increase in listings is giving buyers more choices, while homes are taking slightly longer to sell. Despite this shift, home prices remain steady, reflecting continued
- [Northwest Ohio Housing Market Creates Opportunities for Both Buyers and Sellers](https://nworealtors.com/general/northwest-ohio-housing-market-creates-opportunities-for-both-buyers-and-sellers/) - The Northwest Ohio housing market continued to shift toward more balanced conditions in April 2026, creating new opportunities for both buyers and sellers across the region. Inventory levels increased compared to last year, giving buyers more options and additional time to make purchasing decisions. At the same time, home prices remained strong, reflecting continued demand
- [New Law Requires Fair Housing Disclosure When Selling a Home, Strengthening Discrimination Accountability for Ohio Homebuyers](https://nworealtors.com/general/new-law-requires-fair-housing-disclosure-when-selling-a-home-strengthening-discrimination-accountability-for-ohio-homebuyers/) - Starting today, HB315 requires a signed disclosure acknowledging an understanding of discrimination-related penalties. New measures are now in place to help protect homebuyers in Ohio from being discriminated against when attempting to purchase a home. The Ohio Department of Commerce Division of Real Estate and Professional Licensing is highlighting key changes resulting from House Bill
- [Northwest Ohio Housing Market Shows Strong Start to the Year](https://nworealtors.com/general/northwest-ohio-housing-market-shows-strong-start-to-the-year/) - The Northwest Ohio housing market continued to show steady activity in February, with home sales increasing and prices continuing to rise across the region, according to Northwest Ohio REALTORS® (NOR) and the NORIS Multiple Listing Service. Buyers remained active in the single-family home market, helping drive more sales and higher home values compared to the
- [Northwest Ohio Housing Market Sees Rising Prices Amid Slight Decline in August Sales](https://nworealtors.com/general/northwest-ohio-housing-market-sees-rising-prices-amid-slight-decline-in-august-sales/) - The latest housing data from Northwest Ohio REALTORS® reveals a market characterized by strong home values and steady year-to-date growth, despite a slight slowdown in sales during August. In August 2025, Single Family homes saw a 5.5% decrease in new listings compared to August 2024, dropping from 1,004 to 949. Closed sales also fell 5.1%,
- [Northwest Ohio Housing Market Sees Strong Sales Growth in July](https://nworealtors.com/general/northwest-ohio-housing-market-sees-strong-sales-growth-in-july/) - (Maumee, OH – August, 13, 2025) – The Northwest Ohio housing market posted strong gains in July 2025, with both new listings and closed sales rising across single-family homes and condos/villas, according to data released by Northwest Ohio REALTORS®. In the single-family market, new listings climbed 5.5% compared to July 2024, reaching 999, while closed
- [Toledo Ranked 4th on the Realtor.com® 2026 Forecast of the Top Housing Markets](https://nworealtors.com/general/toledo-ranked-4th-on-the-realtor-com-2026-forecast-of-the-top-housing-markets/) - Toledo takes spot in annual ranking of areas poised to see the strongest combined increase in home sales and prices in 2026. Toledo, one of the market areas served by members of Northwest Ohio REALTORS®, has been ranked No. 4 on the recently released Realtor.com® 2026 Top housing markets forecast. Amid expectations for cooling national price
- [One Month Until Spring: Here Are Last-Minute Tips for Ohio Homeowners Looking to Sell as the Market Heats Up](https://nworealtors.com/general/one-month-until-spring-here-are-last-minute-tips-for-ohio-homeowners-looking-to-sell-as-the-market-heats-up/) - Spring Is Traditionally One of the Busiest Seasons for Homebuying. With spring just one month away, the Ohio Department of Commerce Division of Real Estate and Professional Licensing is highlighting some last-minute steps homeowners can take to maximize interest and value in the event they’re considering selling their home during the upcoming busy homebuying season.
- [Ohio Real Estate Wholesaler Regulations Poised to Become Law](https://nworealtors.com/general/ohio-real-estate-wholesaler-regulations-poised-to-become-law/) - By Gene R. Abercrombie, Esq. After years of consideration, Ohio lawmakers finally passed legislation addressing real estate wholesalers. However, the bill does not go as far as some in the real estate industry would have liked. Senate Bill 155 defines the term “wholesaler” and requires wholesalers to make certain disclosures to property owners. If those
- [Challenging the Appraised Value of Your Property for Real Estate Taxation](https://nworealtors.com/general/challenging-the-appraised-value-of-your-property-for-real-estate-taxation/) - By Gene R. Abercrombie, Esq. Ohio property owners have the right to challenge the value assigned to their real estate for real property tax purposes. County auditors conduct full reappraisals every six years and triennial updates in between. Lucas County completed its most recent revaluation to reflect market conditions as of January 1, 2024 (with
- [New Real Estate Rules for Cash Transactions Are Aimed at Money Laundering](https://nworealtors.com/general/new-real-estate-rules-for-cash-transactions-are-aimed-at-money-laundering/) - New federal rules requiring increased reporting for certain all-cash real estate transactions are designed to crack down on money laundering and boost transparency in the market, meaning buyers and sellers working through entities like LLCs or trusts should be prepared for added documentation and closer scrutiny in Toledo closings.
- [FinCEN Residential Real Estate Transfer Reporting Rule: New Federal Requirements Effective March 1, 2026](https://nworealtors.com/general/fincen-residential-real-estate-transfer-reporting-rule-new-federal-requirements-effective-march-1-2026/) - By Gene R. Abercrombie, Esq. In August 2024, the Financial Crimes Enforcement Network (“FinCEN”) issued a final rule designed to increase transparency in U.S. residential real estate transactions as part of broader anti-money laundering efforts. The rule became effective December 1, 2025. However, the reporting requirements, and associated penalties, apply to transfers occurring on or
- [Toledo Mayor Announces $20 Million Investment to Boost Jobs, Housing](https://nworealtors.com/general/toledo-mayor-announces-20-million-investment-to-boost-jobs-housing/) - Toledo’s new $20 million investment initiative aims to accelerate job creation and expand housing opportunities by preparing development sites and attracting businesses, signaling potential long-term economic growth and increased demand for homes that could benefit both buyers and sellers in the Toledo real estate market.
- [Ohio Real Property Tax Reform: Five New Bills Signed Into Law](https://nworealtors.com/general/ohio-real-property-tax-reform-five-new-bills-signed-into-law/) - By Gene R. Abercrombie, Esq. In 2025, the Ohio General Assembly focused on providing Ohioans relief from rising property taxes and preventing unvoted tax increases. This effort resulted in the passage of five real property tax-related bills: House Bills 124, 129, 186, 309, and 335. Although Governor DeWine acknowledges that these bills are not perfect,
- [Toledo Is One of the Cheapest Places to Buy a House in 2026](https://nworealtors.com/general/toledo-is-one-of-the-cheapest-places-to-buy-a-house-in-2026/) - While national lists highlight the cheapest housing markets to buy a home in 2026, often driven by low prices in smaller or overlooked cities, Toledo’s strong affordability and recent price growth make it an attractive option for local buyers and sellers alike, with median home prices well below the national average and continued interest from
- [Northwest Ohio Housing Market Shows Strong Finish to the Year](https://nworealtors.com/general/northwest-ohio-housing-market-shows-strong-finish-to-the-year/) - The Northwest Ohio housing market ended the year on a positive note, with strong buyer demand and rising home prices across the region. While the market is gradually becoming more balanced, conditions continue to favor both buyers and sellers looking to make a move. Single-family home sales increased in December, even as fewer new homes
- [The Housing Market in 2026: What Buyers, Sellers & REALTORS® Need to Know](https://nworealtors.com/general/the-housing-market-in-2026-what-buyers-sellers-realtors-need-to-know/) - The housing market is showing early signs of positive change as we move into 2026, and local experts are weighing in on what that means for buyers and sellers. In a recent 13 Action News “Big Story” segment, the challenges of high prices and interest rates were highlighted — but so were opportunities arising from
- [NORTHWEST OHIO HOUSING MARKET POSTS STRONG SEPTEMBER GAINS](https://nworealtors.com/general/northwest-ohio-housing-market-posts-strong-september-gains/) - (Maumee, OH – October 15, 2025) — The Northwest Ohio housing market showed continued strength in September, with both listings and sales climbing across single-family and condo segments. Single-family home new listings increased 18.8% and closed sales rose 12.1% year-over-year, while the median sales price climbed to $206,000 — a 5.6% gain. Total dollar volume
- [Northwest Ohio Real Estate Information System Partners with Rental Beast to Expand Rental Market Opportunities for Members](https://nworealtors.com/general/northwest-ohio-real-estate-information-system-partners-with-rental-beast-to-expand-rental-market-opportunities-for-members/) - Rental Beast, the leading rental listing platform and software provider, is excited to announce a new partnership with Northwest Ohio Real Estate Information System (NORIS), a Multiple Listing Service owned and operated by Northwest Ohio REALTORS® (NOR) which serves real estate professionals across ten counties in Northwest Ohio including Toledo. This collaboration will give NORIS
- [Northwest Ohio Real Estate Information System Partners With FBS To Launch Flexmls® Platform](https://nworealtors.com/general/northwest-ohio-real-estate-information-system-partners-with-fbs-to-launch-flexmls-platform/) - FBS, creator of industry leading Flexmls platform, announces a new partnership with Northwest Ohio Real Estate Information System (NORIS) to deliver the Flexmls platform to over 2,300 members. The decision to transition to Flexmls was driven by NORIS’s vision for a more intuitive and integrated platform that empowers real estate professionals across Northwest Ohio. Flexmls
- [What You Need to Know About Real Estate Wholesaling](https://nworealtors.com/general/what-you-need-to-know-about-real-estate-wholesaling/) - In recent months, Ohio homeowners — especially older adults — have seen a rise in unsolicited offers to buy their homes. While some of these offers may seem appealing at first, many are tied to a practice called real estate wholesaling, which can put homeowners at risk of losing thousands of dollars in home equity. What
- [NORIS News 09-11-23](https://nworealtors.com/uncategorized/noris-news-09-11-23/) - If you need help with any NORIS product or would like us to come to your office for a Q & A, please email us at sara@nworealtors.com or lori@nworealtors.com, and we will be happy to help.
- [NORIS News 09-04-23](https://nworealtors.com/uncategorized/noris-news-09-04-23/) - Click here for instructions on how to use the new lockbox. If you need help with any NORIS product or would like us to come to your office for a Q & A, please email us at sara@nworealtors.com or lori@nworealtors.com, and we will be happy to help.
- [NORIS News 08/28/23](https://nworealtors.com/uncategorized/noris-news-08-28-23/) - Click here for instructions on how to use the new lockbox. If you need help with any NORIS product or would like us to come to your office for a Q & A, please email us at sara@nworealtors.com or lori@nworealtors.com, and we will be happy to help.
- [NORIS News 04-21-23](https://nworealtors.com/classes/noris-news-04-21-23/) - If you need help with any NORIS product or would like us to come to your office for a Q & A, please email us at sara@nworealtors.com or lori@nworealtors.com, and we will be happy to help.
- [NORIS News 08-14-23](https://nworealtors.com/uncategorized/noris-news-08-14-23/) - If you need help with any NORIS product or would like us to come to your office for a Q & A, please email us at sara@nworealtors.com or lori@nworealtors.com, and we will be happy to help.
- [NORIS News 08-07-23](https://nworealtors.com/uncategorized/noris-news-08-07-23/) - If you need help with any NORIS product or would like us to come to your office for a Q & A, please email us at sara@nworealtors.com or lori@nworealtors.com, and we will be happy to help.
- [Toledo Ranks 4th in Us for Housing Market, Offers High Quality of Life, Report Says](https://nworealtors.com/general/toledo-ranks-4th-in-us-for-housing-market-offers-high-quality-of-life-report-says/) - According to a joint ranking from The Wall Street Journal and Realtor.com, the Glass City placed fourth in the Summer 2025 Housing Market ranking. TOLEDO, Ohio — According to Northwest Ohio Realtors, the city of Toledo has maintained its status as one of the top housing markets in America. The city was ranked fourth in the
- [Toledo Still ‘Affordable,’ but Rents Climb 43 Percent in 4 Years](https://nworealtors.com/general/toledo-still-affordable-but-rents-climb-43-percent-in-4-years/) - Toledo continues to rank as one of the most affordable cities for single-family rental properties, despite the fact that area rents have increased by 42.9 percent over the last four years. According to a study by Rentometer, a Boston-based company that provides investors and real estate professionals with rent estimates, Toledo stands out for having
- [Ohio Department of Commerce Launches Revamped Homebuyers Guide to Inform, Empower First-Time Buyers](https://nworealtors.com/general/ohio-department-of-commerce-launches-revamped-homebuyers-guide-to-inform-empower-first-time-buyers/) - COLUMBUS, Ohio — The Ohio Department of Commerce Division of Real Estate and Professional Licensing has released a newly updated edition of its Homebuyers Guide to help Ohioans navigate the homebuying process with confidence. The comprehensive guide offers a range of practical advice, including tips to understanding financing options and how to choose the right real estate professionals. Tailored
- [Dream of Homeownership Elusive in Hot Toledo Housing Market](https://nworealtors.com/general/dream-of-homeownership-elusive-in-hot-toledo-housing-market/) - It took Sebrina Hunter 36 years to buy her first home. “I wanted to be a homeowner. I’ve waited a long time,” she said. She finally met Daisy White, a real estate broker, at a resource fair sponsored by her employer, Sunshine Children’s Home. At the time, she knew next to nothing about how to
- [Toledo Ranked No. 4 on the WSJ/Realtor.com® Summer 2025 Housing Market Ranking](https://nworealtors.com/general/toledo-ranked-no-4-on-the-wsj-realtor-com-summer-2025-housing-market-ranking/) - Ranking highlights the top housing markets in America Toledo, Ohio, one of the real estate market areas served by members of Northwest Ohio REALTORS®, ranked number 4 on the Summer 2025 Housing Market Ranking issued jointly by The Wall Street Journal and Realtor.com®. According to information from The Wall Street Journal and Realtor.com®, “the ranking
- [Toledo Named #1 Housing Market in the U.S.!](https://nworealtors.com/general/toledo-named-1-housing-market-in-the-u-s/) - Toledo, Ohio, one of the real estate market areas served by members of Northwest Ohio REALTORS®, ranked No. 1 on the Spring 2025 Housing Market Ranking issued jointly by The Wall Street Journal and Realtor.com®. According to information from The Wall Street Journal and Realtor.com®, “the ranking highlights in-demand markets that offer a lower cost
- [Ohio Homebuyers, Take Note: Real Estate Division Reminds Ohioans About Recent Legal Changes that Impact the Homebuying Process](https://nworealtors.com/general/ohio-homebuyers-take-note-real-estate-division-reminds-ohioans-about-recent-legal-changes-that-impact-the-homebuying-process/) - COLUMBUS, Ohio — Last spring and summer, more than 83,000 homes were sold across the state of Ohio, representing 63% of all 2024 sales. As the weather and the homebuying season heat up yet again, the Ohio Department of Commerce Division of Real Estate and Professional Licensing reminds aspiring homebuyers to be aware of how recent changes to Ohio
- [They tried to sell their homes without a real estate agent. Here’s how it went](https://nworealtors.com/general/they-tried-to-sell-their-homes-without-a-real-estate-agent-heres-how-it-went/) - When Jill Langen decided to list her Clarkston, Michigan, home of 25 years for sale last month, she did it without the help of a real estate agent. Seven days later, she had an agreement signed with a buyer and her home was off the market. Langen’s decision to go it alone isn’t typical among

## Pages

- [2023 Homepage](https://nworealtors.com/) - Buy Your Next Dream Home! Optimize your home buying experience with the help of Northwest Ohio REALTORS® (NOR). We empower your home buying experience by lending our expertise on the evolving markets, school districts, area highlights, cultural events, and so much more helpful community information.
- [REALTOR® Code of Ethics](https://nworealtors.com/realtor-code-of-ethics/) - The defining trait that distinguishes REALTORS® from other real estate agents is their commitment to upholding the Code of Ethics of the National Association of REALTORS®. This Code evolves to reflect changes in laws and industry standards, ensuring it remains relevant and comprehensive. The term REALTOR® embodies qualities of competence, honesty, and unwavering integrity—attributes rooted
- [Tomorrow’s Leaders Today](https://nworealtors.com/tomorrows-leaders-today/) - The Tomorrow’s Leaders Today (TLT) program allows NOR to identify a rising industry leader and provides a free registration to attend the Ohio REALTORS Annual Convention. TLT program is for members who are interested in becoming more involved in the Local and State Association and have never been to an Ohio REALTORS Convention to experience
- [Membership Updates](https://nworealtors.com/membership-updates/) - As of 06/04/2026 New Members Michaela Brown, American Heritage Realty Cori Densmore , EXP Realty, LLC Candi Garcia, Keller Williams Citywide Matthew Knetchel-Bernath, Kigar Realty & Auction Krystal Krout, Goddard Murphy & Co Inc Carley Laesch, Howard Hanna John Lyden, The Danberry Co Aaliyah McClure, Serenity Realty LLC Bradley Miller, The Danberry Co Brian Miller,
- [Homeownership Expo](https://nworealtors.com/expo26/) - Everything you need to know to buy your first home. All in one place! Saturday, August 8, 2026 11:00 AM – 2:00 PM Ward Pavillion at Wildwood Metropark 4830 Central Avenue Toledo, OH 43615 Expo Registration Name(Required) First Last Email(Required) How did you hear about this expo? Word of Mouth Social Media Google Search News
- [Consumer Resources](https://nworealtors.com/consumer-resources/) - REALTORS® are members of the National Association of REALTORS® and subscribe to its strict Code of Ethics. When you're buying a home, here's what an agent who's a REALTOR® can do for you. Act as an expert guide. Buying a home typically requires a variety of forms, reports, disclosures, and other legal and financial documents.
- [NOR Leadership Academy](https://nworealtors.com/nor-leadership-academy/) - The goal of the Northwest Ohio REALTORS Leadership Academy is to build a network of community and industry leaders who can enhance their problem-solving skills and other leadership abilities through shared perspectives and working together. Through this program, we will identify emerging REALTOR leaders, motivate them and sharpen their leadership skills. In return, we expect
- [Board Of Directors](https://nworealtors.com/board-of-directors/) - The Northwest Ohio REALTORS® Board of Directors is responsible for setting the strategic priorities of the organization that reflect the interests and needs of the membership. The Board establishes policies, oversees activities, and manages the expenditures of NOR. NOR Board of Directors
- [NORIS Board of Directors](https://nworealtors.com/noris-mls/) - The Northwest Ohio Real Estate Information System (NORIS) Board of Directors sets the strategic priorities for the organization, reflecting its commitment to serving the needs of its members. Composed of 10 Brokers selected based on transaction volume, the Board also includes the NOR President, NOR President-Elect, and the NOR CEO (non-voting member). NORIS Board of
- [Contact Us](https://nworealtors.com/contact-us/) - Connect With Us Northwest Ohio REALTORS® 590 Longbow Drive Maumee, Ohio 43537 Office: 419-535-3222 MLS Hotline: 419-794-7271 Fax: 419-535-7990 Hours Monday - Thursday 8:30 AM - 5:00 PM Friday 8:30 AM - 3:00 PM (Labor Day – Memorial Day) 8:30 AM – 1:00 PM (Memorial Day – Labor Day) How Can We Help You? We’re
- [Members Helping Members](https://nworealtors.com/members-helping-members/)
- [DeLise Simmons](https://nworealtors.com/candidates/delise-simmons/) - DeLise Simmons Key Realty At-Large Director WHY DO YOU WANT TO SERVE AS A DIRECTOR? I wish to serve as a Director because I am passionate about contributing to the growth, stability, and impact of the organization. Serving in this capacity allows me to use my experience, knowledge, and relationships to help strengthen our programs
- [Angela Decker](https://nworealtors.com/candidates/angela-decker/) - Angela Decker RE/MAX Preferred Associates At-Large Director WHY DO YOU WANT TO SERVE AS A DIRECTOR? As the Broker | Owner of a company that serves all ten counties represented by Northwest Ohio REALTORS®, I understand the diverse needs of our members and the common concerns that unite us. Because our agents work in every
- [Board of Directors Election](https://nworealtors.com/candidates/) - Vote for your Board of Directors Candidates December 2nd-4th
- [Aubrey Hornsby](https://nworealtors.com/candidates/aubrey-hornsby/) - Aubrey Hornsby Keller Williams Citywide At-Large Director Number of Years Licensed 9 Type of License Held Owner/Investor Position held in your company President & Principal Broker Education Florida State University, BA in Marketing and Sales NOR INVOLVEMENT 2024 – 2025 Leadership Academy Graduate COMMUNITY INVOLVEMENT Prevent Blindness Ohio Jimmy V Foundation Zoo to Do Several
- [Tina Griffith](https://nworealtors.com/candidates/tina-griffith/) - Tina Griffith The Danberry Co. At-Large Director WHY DO YOU WANT TO SERVE AS A DIRECTOR? I believe in elevation and learning. This role is an additional way for me to continue to grow professionally and collaborate with my peers. Number of Years Licensed 7 Type of License Held Salesperson Position held in your company
- [Gerri L. Walczak](https://nworealtors.com/candidates/gerri-l-walczak/) - Gerri L. Walczak RE/MAX Preferred Associates At-Large Director WHY DO YOU WANT TO SERVE AS A DIRECTOR? With over 31 years of experience in real estate, I’ve had the privilege of helping hundreds of families and individuals make one of the most important transitions in their lives — finding home. Over the years, I’ve also
- [Joshua J. Bowen](https://nworealtors.com/candidates/joshua-j-bowen/) - Joshua J. Bowen J Bowen & Company At-Large Director WHY DO YOU WANT TO SERVE AS A DIRECTOR? I would like to serve as a Director for the future of our membership and of our organization. We are at a pivotal time and the choices we make over the next few years will impact present
- [Lucas County Schools](https://nworealtors.com/lucas-county-schools/) - With its affordable cost of living, short commutes, and diverse neighborhoods, the Toledo Region is a great place to live, work, and raise a family. Lucas County Schools Anthony Wayne Local Schools 419-877-5377 DISTRICT WEBSITE CLICK HERE Please call Anthony Wayne District Schools for map information Maumee City Schools 419-893-3200 DISTRICT WEBSITE CLICK HERE Please call
- [Licensing Information](https://nworealtors.com/licensing-information/) - The state of Ohio requires new agents to complete 100 hours of approved real estate education within a ten-year time frame to obtain a real estate agent license. Already licensed? Ohio still requires licensees to take 30 hours of real estate continuing education classes every three years. Those hours must include three hours each of
- [Steps to Become a REALTOR®](https://nworealtors.com/realtor-steps/) - Northwest Ohio REALTORS® (NOR) is excited about your interest in becoming a REALTOR®. Below please find general license requirements to becoming a licensed real estate agent. General License Requirements You must be honest, truthful and of good reputation You must be at least 18 years old You must be sponsored by an Ohio Real Estate
- [Launch](https://nworealtors.com/launch/) - Announcements 10/14/2025 Matrix, Realist and eProperty Watch will be removed and everything must be done in Flexmls and Tax Suite. 10/10/2025 No listings can be changed or added thru 10/14/25 10/02/2025 View the field names that have changed as a result of the conversion to Flexmls 09/22/2025 Start using your new username (noris.currentmlslogin) to log
- [Our Staff](https://nworealtors.com/our-staff/) - Contact Information for Northwest Ohio REALTORS® Staff
- [Committee Information](https://nworealtors.com/committee-information/) - Getting involved in a committee is a great way to collaborate with your peers on the future of our organization. Directing the future of Northwest Ohio REALTORS® is no small task, but you will have a real voice choosing member activities and services. If you’re ready to make a positive impact, peruse our list of
- [Application for Annual Awards](https://nworealtors.com/application-for-annual-awards/) - Deadline to be received is October 17, 2025. Entries cannot be accepted after this date. REALTOR® of the Year The "REALTOR® of the Year" Award is given each year to a member who has distinguished themselves by their voluntary service to Northwest Ohio REALTORS. Often this individual has served on various committees or on the Board of
- [Rookie of the  Year Application](https://nworealtors.com/rookie-of-the-year-application/) - The Rookie of the Year Award will be based on the rookie’s first 12 months of performance in real estate. Members will be eligible for this award the year in which their first anniversary falls from the original date they joined Northwest Ohio REALTORS®. To be eligible for this year’s award, the applicant must have
- [Northwest Ohio REALTORS® Application for At-Large Director](https://nworealtors.com/director-at-large/) - The Board of Directors is the governing body of Northwest Ohio REALTORS®. The major function of the Board of Directors is to establish Board policy and procedure. The Directors meet approximately ten times a year. Two Directors representing the General Membership will be elected in 2025 to serve a three-year term (2026, 2027, and 2028)
- [Affiliate of the Year Nominee Form](https://nworealtors.com/2022-affiliate-of-the-year/) - Affiliate of the Year Name of NomieeCompany NameBusiness AddressList all companies with whom you have been associated with and dates of serviceList all committees the nominee serves/has served on for Northwest Ohio REALTORS® including the current year.How many Northwest Ohio REALTORS® membership meetings/functions did the nominee attend in the past year?Has the nominee served in
- [REALTOR® of the YEAR](https://nworealtors.com/realtor-of-the-year/) - Candidate Eligibility Criteria: Board/Association Activity – 35% Background and REALTOR Spirit – 25% Business Accomplishments – 20% Civic Activity – 15% State Association Activity – 5% Nominations shall only be presented for Primary Association members of Northwest Ohio REALTORS who are in good standing and have been a Primary member of Northwest Ohio REALTORS or
- [Thank You For your Interest](https://nworealtors.com/thank-you-for-your-interest/) - Thank You for your interest in Northwest Ohio REALTORS®
- [Area Schools](https://nworealtors.com/area-schools/) - There’s never been a better time to move to Northwest Ohio! Living in a vibrant area with great schools, low cost of living, and low crime rate never gets old. Our region also offers quick commutes to a growing number of major employers like Whirlpool and Jeep. Bottom line? Families thrive in Northwest Ohio. Area
- [Real Estate News and Resources](https://nworealtors.com/real-estate-news-and-resources/) - The Northwest Ohio REALTORS strives to provide our members with the most up-to-date resources focusing on the local and national housing market. Links Technology Resources Social Media Field Guide to Social Networking Revolutionizing RSS Feeds How to Join the Twitter Cocktail Party Real Estate Apps NAR Apps 10 iPhone Apps That Are Now Free Inman’s
- [REALTOR® Safety](https://nworealtors.com/realtor-safety/) - REALTORS® face job-related risks every day—working alone, meeting with strangers in unfamiliar places and sharing personal information. The reality in real estate is that there are some real threats when working in the field, and it's crucial to be prepared. The REALTOR® Safety Survey highlights alarming statistics of the potential dangers REALTORS® face while on
- [Commercial Members](https://nworealtors.com/commercial-members/) - Commercial Members Northwest Ohio REALTORS® supports our commercial members by upholding the Code of Ethics and promoting elevated standards of education and professionalism. Through advocacy, we actively engage in public policy and political affairs to protect and advance private property rights. Join Us! Get started by completing the appropriate membership form or contacting the Membership
- [About Us](https://nworealtors.com/about-us/) - Where will you stand in the largest trade association in the world? In good company. Northwest Ohio REALTORS® is one of 1,200 real estate boards in the US that comprise the National Association of REALTORS® (NAR). Our current membership of 2,100 real estate professionals serves home sellers and buyers in Toledo and the surrounding area,
- [Multiple Listing Service](https://nworealtors.com/mls/) - Trust, cooperation, and market information everyone can count on. The Multiple Listing Service is a neutral place where real estate professionals collaborate based on shared rules and reliable data. The Northwest Ohio Real Estate Information Service (NORIS) Multiple Listing Service (MLS) is an essential tool for real estate professionals. Agents representing home sellers share those
- [Housing Statistics](https://nworealtors.com/housing-statistics/) - Because all real estate is local and every market is unique, NOR provides monthly housing reports for members, consumers, media outlets and elected officials. Because we cover such a large geographical area, the reports are broken down into three categories: Lucas and Wood Counties Hancock and Wyandot Western Ohio (Defiance, Fulton, Henry, Paulding, Putnam and
- [Become a Member](https://nworealtors.com/become-a-member/) - Thanks for your interest in joining Northwest Ohio REALTORS®! Whether you’re a licensed broker, salesperson, appraiser or an affiliated company, you’ll find there are countless benefits to membership in our growing community. NORIS Multiple Listing Service In addition, we provide you with access to the Northwest Ohio Real Estate Information Service (NORIS) Multiple Listing Service
- [Accessibility](https://nworealtors.com/accessibility/) - Accessible by Design. For every sense there’s a solution. Northwest Ohio REALTORS® (NOR) is committed to providing members with a website that is welcoming and accessible to everyone. If you have difficulty accessing any content or uncover any roadblocks in your journey, please contact NOR immediately. Make sure that you specify the nature of your problem
- [Lucas & Wood County Housing Statistics](https://nworealtors.com/lucas-wood-county-housing-statistics/) - Unlock vital data on the housing market in your area leveraging Northwest Ohio REALTORS® cutting-edge software. Members can track every property type, sale, and more to provide you with the most current local and national real estate stats.
- [Wyandot County Schools](https://nworealtors.com/wyandot-county-schools/) - Carey Exempted Village School District Kenton City School District Mohawk Local School District
- [Wood County Schools](https://nworealtors.com/wood-county-schools/) - Bowling Green City Schools 419-352-3576 DISTRICT WEBSITE CLICK HERE Bowling Green District Map CLICK HERE Eastwood Local Schools 419-833-6411 DISTRICT WEBSITE CLICK HERE Please call Eastwood Local Schools for map information Elmwood Local Schools DISTRICT 419-655-2583 WEBSITE CLICK HERE Please call Elmwood Local Schools for map information Lake Local Schools 419-661-3000 DISTRICT WEBSITE CLICK HERE
- [Williams County Schools](https://nworealtors.com/williams-county-schools/) - Bryan City School District Edgerton Local School District Edon-Northwest Local School District Millcreek-West Unity Local School District Montpelier Exempted Village School District North Central Local School District Stryker Local School District
- [Putnam County Schools](https://nworealtors.com/putnam-county-schools/) - Columbus Grove Local School District Continental Local School District Jennings Local School District Kalida Local School District Leipsic Local School District Ottawa-Glandorf Local School District Ottoville Local School District Pandora-Gilboa Local School District
- [Hancock County Schools](https://nworealtors.com/hancock-county-schools/) - Ada Exempted Village School District Arlington Local School District Cory-Rawson Local School District Findlay City School District Liberty-Benton Local School District McComb Local School District Van Buren Local School District Vanlue Local School District Ridgedale Local School District Riverdale Local school District Upper Sandusky Exempted Village School District Wynford Local School District
- [Fulton County Schools](https://nworealtors.com/fulton-county-schools/) - Archbold Area Schools Evergreen Local Schools Fayette Local Schools Pettisville Local Schools Pike-Delta-York Local Schools Swanton Local Schools Wauseon Exempted Village Schools
- [Defiance County Schools](https://nworealtors.com/defiance-county-schools/) - Ayersville Local School District Central Local School District Defiance City Schools Hicksville Exempted Village School District Northeastern Local school District
- [Fair Housing](https://nworealtors.com/fair-housing/) - Buying or selling a home is more than a transaction—it’s fundamental to your long-term goals and financial future. Consumers and agents all have rights and responsibilities to promote a home buying or selling process free from discrimination. Here’s what you need to know: What is “fair housing” and how does it help me? The federal
- [Western Ohio Housing Statistics](https://nworealtors.com/nw-ohio-housing-statistics/) - Unlock vital data on the housing market in your area leveraging Northwest Ohio REALTORS® cutting-edge software. Members can track every property type, sale, and more to provide you with the most current local and national real estate stats.
- [Hancock & Wyandot County Housing Statistics](https://nworealtors.com/hancock-wyandot-county-housing-statistics/) - Unlock vital data on the housing market in your area leveraging Northwest Ohio REALTORS® cutting-edge software. Members can track every property type, sale, and more to provide you with the most current local and national real estate stats.
- [County Auditor Links](https://nworealtors.com/county-auditor-links/) - Please find links below to the Auditor websites for area counties. Allen Auglaize Crawford Defiance Erie Fulton Hancock Hardin Henry Huron Lucas Marion Mercer Ottawa Paulding Putnam Richland Sandusky Seneca Van Wert Williams Wyandot Wood
- [Find a Real Estate Brokerage](https://nworealtors.com/find-a-brokerage/) - Find a Broker supported by the Northwest Ohio Association of REALTORS
- [Find a REALTOR®](https://nworealtors.com/find-a-realtor/) - Find a REALTOR supported by the Northwest Ohio Association of REALTORS
- [Find An Affiliate](https://nworealtors.com/find-an-affiliate/) - Find an affiliate supported by the Northwest Ohio Association of REALTORS
- [Join Northwest Ohio REALTORS® and NORIS MLS](https://nworealtors.com/join-nor-and-noris-mls/) - Northwest Ohio REALTORS® is excited about your interest in our Association and joining the growing REALTOR® community. Below you will find the necessary information to get the process started. For additional information on membership qualifications and election please refer to the NOR Bylaws. Click here for dues and payment information. Once you have determined your level of membership,
- [Dues and Billing Information](https://nworealtors.com/dues-and-billing-information/) - Please use the following information as a general guide as to when dues are due. The amounts shown are subject to change, based on budgetary decisions approved by the Board of Directors. A $100 late fee will be applied to payments not submitted within 30 days. If you are joining as a new member, there
- [Mediation](https://nworealtors.com/mediation/) - Mediation is the preferred dispute resolution of the National Association of REALTORS®. The Toledo Regional Association of REALTORS (NOR) has trained members to provide mediation services to association members and their clients. Mediation is a voluntary process in which disputing parties meet with a neutral third party (the mediator) to create a mutually acceptable resolution
- [Ethics Complaints](https://nworealtors.com/ethics-complaints/) - Background The National Association of REALTORS® adopted its Code of Ethics in 1913, imposing duties above and in addition to those imposed by law and regulation. Not all real estate agents are REALTORS®; only those agents who belong to their local Association of REALTORS® may claim this designation. With the REALTOR® designation comes the obligation
- [Citation System](https://nworealtors.com/citation-system/) - Background In an ongoing effort to increase professionalism in the marketplace for our Membership, streamline the ethics hearing process and protect the interests of the general public, NOR adopted the NAR Citation System for Code of Ethics violations. NOR’s Professional Standards and Grievance Committees are charged with upholding the highest principles of the Association and
- [Arbitration Requests](https://nworealtors.com/arbitration-requests/) - Background By virtue of becoming and remaining a member of an Association and having signed an agreement to abide by Association bylaws, every member agrees to bind themselves and the company for whom they act to submit disputes" arising out of a real estate transaction" to arbitration as defined in Article 17 of the National
- [Ombudsman Service](https://nworealtors.com/ombudsman-program/) - The Ombudsman Program in its simplest definition is informal telephone mediation. In some cases, it can address and solve minor complaints from the public. It can also solve inter-Realtor conflicts before they become serious problems. Like a mediator, an ombudsman helps parties find solutions. This free program is available to NOR members, their clients and
- [Northwest Ohio REALTORS® Application for Director Small Brokerage Representative Three Year Term –2024, 2025, 2026](https://nworealtors.com/small-brokerage-representative/) - The Board of Directors is the governing body of Northwest Ohio REALTORS®. The major function of the Board of Directors is to establish Board policy and procedure. The Directors meet approximately ten times a year. One Director representing Small Brokerages (brokerages with 50 agents or less) will be elected in 2023 to serve a three-year
- [Northwest Ohio REALTORS® Application for Director GBGREA Representative Three Year Term –2024, 2025, 2026](https://nworealtors.com/gbgrea-representative/) - The Board of Directors is the governing body of Northwest Ohio REALTORS®. The major function of the Board of Directors is to establish Board policy and procedure. The Directors meet approximately ten times a year. One Director representing the Greater Bowling Green Real Estate Association will be elected in 2023 to serve a three-year term
- [Good Neighbor Awards Application](https://nworealtors.com/good-neighbor-awards-application/) - NameReal Estate Disingations (ABR, CRS, etc)Company NameAddress Street Address Address Line 2 City State / Province / Region ZIP / Postal Code AfghanistanAlbaniaAlgeriaAmerican SamoaAndorraAngolaAnguillaAntarcticaAntigua and BarbudaArgentinaArmeniaArubaAustraliaAustriaAzerbaijanBahamasBahrainBangladeshBarbadosBelarusBelgiumBelizeBeninBermudaBhutanBoliviaBonaire, Sint Eustatius and SabaBosnia and HerzegovinaBotswanaBouvet IslandBrazilBritish Indian Ocean TerritoryBrunei DarussalamBulgariaBurkina FasoBurundiCabo VerdeCambodiaCameroonCanadaCayman IslandsCentral African RepublicChadChileChinaChristmas IslandCocos IslandsColombiaComorosCongoCongo, Democratic Republic of theCook IslandsCosta RicaCroatiaCubaCuraçaoCyprusCzechiaCôte d'IvoireDenmarkDjiboutiDominicaDominican RepublicEcuadorEgyptEl SalvadorEquatorial GuineaEritreaEstoniaEswatiniEthiopiaFalkland IslandsFaroe
- [Application for Director  HREA Representative  Three Year Term – 2024, 2025, 2026](https://nworealtors.com/hrea-representative/) - The Board of Directors is the governing body of Northwest Ohio REALTORS®. The major function of the Board of Directors is to establish Board policy and procedure. The Directors meet approximately ten times a year. One Director representing the Heartland Real Estate Association will be elected in 2023 to serve a three-year term (2024, 2025,
- [Home](https://nworealtors.com/home/) - Northwest Ohio REALTORS®, an association of real estate professionals, is one of the nearly 1,600 real estate boards in the country which make up the National Association of REALTORS® (NAR), the largest trade association in the world.
- [Pro-Rated Dues Chart](https://nworealtors.com/pro-rated-dues/) - REALTOR® Members Month Application Fee* OR New Member Fee* OR Dues NAR Dues NOR Dues MLS New Member Fee MLS Fees Dues Total January $350.00 $50.00 $220.00 $195.00 $252.00 $250.00 $259.50 $1,576.50 February $350.00 $50.00 $206.08 $182.50 $231.00 $250.00 $216.25 $1,485.83 March $350.00 $50.00 $192.17 $170.00 $210.00 $250.00 $173.00 $1,395.17 April $350.00 $50.00 $178.25 $157.50
- [Henry County Schools](https://nworealtors.com/henry-county-schools/) - Holgate Local School District Liberty Center Local School District Napoleon Area City School District Patrick Henry Local School District
- [Sarah Ford](https://nworealtors.com/candidates/sarah-ford/) - WHY DO YOU WANT TO SERVE AS A DIRECTOR? I have always been passionate about giving back to our profession, which should be apparent based on my resume of involvement. The past 3 years off the board were welcomed as I dove into my new role creating systems for growth, learning nuances in new areas,
- [Kent Hilty](https://nworealtors.com/candidates/kent-hilty/) - WHY DO YOU WANT TO SERVE AS A DIRECTOR? Over my career in real estate I have always felt that I am at my best as an agent and as an individual when I am involved and engaged in the profession. TYPE OF LICENSE HELD - SALESPERSON Number of Years Licensed - 14 EDUCATION University
- [Shalonda Thurmond](https://nworealtors.com/candidates/shalonda-thurmond/) - WHY DO YOU WANT TO SERVE AS A DIRECTOR? I attended the Ohio REALTORS Convention for the first in 2021 as a Tomorrow's Leader Today and my intent was to learn how I can become more involved in real estate outside of listing and buying property for my clients. Being there showed me that getting
- [Brooke Michel-Yussim](https://nworealtors.com/candidates/brooke-michel-yussim/) - WHY DO YOU WANT TO SERVE AS A DIRECTOR? I like to give back to the real estate community and work with my colleagues to make our industry better and more professional. I also like to share with the public how Realtor associations promote home ownership and contribute to the local area. I learn so
- [Mike Crouse](https://nworealtors.com/candidates/mike-crouse/) - WHY DO YOU WANT TO SERVE AS A DIRECTOR? The reason I'm applying to be a Director is very straightforward. The real estate business, now more than ever is changing at very rapid speeds; with everything from social media, marketing platforms versus old-style print to electronic signatures versus pages and pages of wet signed contracts.
- [President's Sales Club Individual Application](https://nworealtors.com/presidents-sales-club-individual-application/) - For Period of July 1, 2021 through June 30, 2022 Important Links Award Attainment Levels Transaction Eligibility Agent Awards Report Instructions Fillable Transaction Sheet Individual Definition To apply for the Individual President’s Sales Club Award, you must hold yourself out to the public as an Individual REALTOR and not a member of a sales team
- [President's Sales Club - Team Application](https://nworealtors.com/presidents-sales-club-team-application/) - For Period of July 1, 2021 through June 30, 2022 Important Links Award Attainment Levels Transaction Eligibility Agent Awards Report Instructions Fillable Transaction Sheet Team Definition A business affiliation of two or more licensed agents in the same brokerage, who, as a regular practice, list and/or sell property and hold themselves out to the public
- [Resources](https://nworealtors.com/reilu/) - The below forms are intended for use by Members of the Northwest Ohio REALTORS only. If you should have any questions regarding these resources, please contact Megan by calling 419-535-3222 or email megan@nworealtors.com.
- [Your Awards application has been received.](https://nworealtors.com/your-awards-application-has-been-received/) - We have received your application for annual awards. We will be reaching out to you if we need additional information to process your application
- [President's Sales Club](https://nworealtors.com/presidents-sales-club/) - President's Sale's Club applications are closed. *** Please note that this application process only applies to the Northwest Ohio Realtor’s President’s Sales Club. To apply to the Ohio Realtor’s President’s Sales Club please click here. 
- [Economic Development](https://nworealtors.com/economic-development/) - With its affordable cost of living, short commutes, and diverse neighborhoods, the Toledo Region is a great place to live, work, and raise a family. Destination Toledo Lucas County Improvement Corporation Regional Growth Partnership Toledo Chamber of Commerce Toledo-Lucas County Port Authority Wood County Economic Development Commission Future of Toledo Toledo Community Foundation Defiance County
- [Community Resources](https://nworealtors.com/community-resources/) - With its affordable cost of living, short commutes, and diverse neighborhoods, the Toledo Region is a great place to live, work, and raise a family. Lucas County Lucas County Website Lucas County Demographics Lucas County Auditor Lucas County Land Bank Wood County Wood County Website Wood County Demographics Wood County Auditor Fulton County Fulton County
- [Sentrilock](https://nworealtors.com/sentrilock/) - SentriLock Login Mobile Phone and Tablet Login Downloads and Utilities
- [Your President's Sale's Club Application has been completed.](https://nworealtors.com/th-salesclub/) - We have received your application and if we have additional questions or needs we will reach out to you using the method's provided.
- [President's Sales Club Transaction Eligibility](https://nworealtors.com/presidents-sales-club-transaction-eligibility/) - All real estate sales may be claimed for dollar volume claimed or transaction credit, whether residential, commercial or industrial. The terms “sales”, “leases”, and “transactions” are hereafter used interchangeably. Transactions claimed for the 2021 Northwest Ohio REALTORS President’s Sales Club must have been closed between July 1, 2021 – June 30, 2022. Agent Awards Report
- [Terms of Use](https://nworealtors.com/terms-of-use/) - This Agreement describes the terms and conditions (“Terms”) pursuant to which you may access and use the services provided on nworealtors.com (“the Site”). Please read this Agreement carefully as your use of the Site constitutes your binding acceptance of these Terms, including any modifications we may make. Please review the toledorealtor.com Privacy Policy which also governs your
- [2021 RPAC Investors](https://nworealtors.com/rpac-investors/) - Thank you to these REALTORS who have invested in the protection of your private property rights: To View All NORRPAC Donors Click Here
- [GoMLS App Now Available](https://nworealtors.com/gomls-app-now-available/) - GoMLS (Standard Version) from NORIS is available on the iPad, iPhone and all Android devices. It provides on-the-go access to an array of real estate tools, current listing details and photos, detailed maps and much more... and it’s FREE! Download it today from the:
- [Upcoming CE Classes](https://nworealtors.com/upcoming-ce-classes/) - CLICK HERE for NOR Education Classes Licensing Information Northwest Ohio REALTORS® is proud to offer high quality, low-cost, continuing education courses to our members. Courses are open to all licensed real estate agents, and classes are held at the NOR offices at 590 Longbow Drive, Maumee, Ohio. In addition to topics that are of high importance
- [Real Estate News](https://nworealtors.com/real-estate-news/) - Northwest Ohio REALTORS® strives to provide our members with the most up-to-date information focusing on the local and national housing market. Current Housing Numbers August sales or single-family homes in Lucas and Upper Wood County reported by Northwest Ohio REALTORS totaled 542. This was an increase of 5% compared to August of 2014, and a decrease
- [NORPerks Card](https://nworealtors.com/norperks-card/) - By being a member of the Northwest Ohio REALTORS®, your NORPerks Card holds a variety of benefits: Michigan International Speedway (MIS) Discount Race Tickets for 2014 Season
- [Member Materials for RPR](https://nworealtors.com/member-materials-for-rpr/) - Below are lesson plans that introduce new REALTORS® to the power of RPR. Depending on how much time is available, we have two options: the 10 min version is the quick overview, while the 30-min overview is a deeper dive into the RPR platform. We’ve also included links to our ‘on-demand’ video learning, as well
- [RPAC Federal Issues](https://nworealtors.com/federal-issues/) - In 2019, NAR will focus on the following public policy initiatives: Federal Taxes and Real Estate The Tax Cuts and Jobs Act was enacted in December 2017, and is generally effective as of January 1, 2018. The new law includes many changes that will affect residential and commercial real estate, as well as real estate
- [Ethics](https://nworealtors.com/ethics/) - All Realtors® adhere to a strict Code of Ethics, which is based on professionalism and protection of the public. The Code of Ethics is a promise to the public that when dealing with a real estate agent who is a Realtor®, they can expect honest and ethical treatment in all transaction-related matters. All Realtors® are
- [Education](https://nworealtors.com/education/) - The Toledo Board REALTORS® is proud to offer high quality, low-cost, continuing educations courses to our members. Courses are open to all licensed real estate agents, and most classes are held at the NOR offices in Maumee, Ohio. In addition to topics that are of high importance to REALTORS®, NOR also provides 10 hours of
- [AWARD ATTAINMENT LEVELS FOR INDIVIDUALS AND TEAMS](https://nworealtors.com/sales-club-attainment/) - Individual Definition To apply for the Individual President’s Sales Club Award, you must hold yourself out to the public as an Individual REALTOR and not a member of a sales team in any social media or marketing. An agent who is part of a team may not apply as an individual regardless of involvement in the
- [MLS Dues and Billing Information](https://nworealtors.com/quarterly-dues-and-mls-billing/) - Please use the following information as a general guide as to when dues are due. The amounts shown are subject to change, based on budgetary decisions approved by the Board of Directors. A $40 late fee will be applied to payments not submitted by the stated due date. If you are joining as a new
- [Government Affairs](https://nworealtors.com/government-affairs/) - As REALTORS® we owe a great deal of gratitude to our National, State and Local REALTOR® Association’s legislative and legal defense activities. Our REALTOR® Political Action Committee (RPAC) makes an annual contribution to those efforts. The difference it’s made is more than significant. Let’s remember to not only tip our hats to their efforts, let’s get involved and
- [Volunteer Application](https://nworealtors.com/volunteer-form/) - Please complete the following information and a member of the NOR staff will be in touch with you soon. Volunteer Form Name(Required) First Last Phone Number(Required)Brokerage(Required)Number of years in Real Estate(Required)Email(Required) Areas of Interest(Required) Grievance/Professional Standards Legislative RPAC YPN Finance Diversity and Inclusion Other ­(Add below) Other Areas of Interest
- [Committees and Task Forces](https://nworealtors.com/committees-and-task-forces/) - Northwest Ohio REALTORS relies on our members' input through various committees. Below are our standing committees. In addition to these committees the Board of Directors will create various task forces to address a specific need within the organization. If you are interested in serving on a NOR Committee or Task Force please complete this form.
- [What you need to know about filing an Ethics Complaint and Request for Arbitration](https://nworealtors.com/what-you-need-to-know-when-filing/) - How do I know whether to file an Ethics Complaint or Request for Arbitration? Generally, ethics complaints are filed about behavior; arbitration is requested when there is a dispute over a real estate commission. Who files the Arbitration Request? Arbitrations are filed by a Broker against a Broker, since they hold/receive the money at the
- [Understanding Social Media](https://nworealtors.com/understanding-social-media/) - Social networking and online forums, blogs, social spaces and business tools abound on the net. Here is a brief description of the most "buzz-worthy" with links to all. Happy surfing! The ActiveRain Real Estate Network is a social network and marketing platform for real estate professionals. This network helps agents to create business relationships both within the
- [Toledo Police Department Burglary Prevention Tips](https://nworealtors.com/tpd-burglary-prevention-tips/) - Dear Toledo Resident: The Toledo Police Department and the Northwest Ohio Realtors are working together to reduce the number of burglaries to vacant homes in your neighborhood. In the past twelve months, there have been numerous break-ins to vacaed homes in the surrounding area. The majority of these recent burglaries have occurred to homes with
- [NOR Committees](https://nworealtors.com/nor-committees/) - Northwest Ohio REALTORS® relies on its members to serve on a variety of committees. Committee chairs are chosen by the NOR President and members of all levels of experience are encouraged to participate in any of the committees. To volunteer or receive more information about any committee please contact Megan Meyer-Foos. Grievance Committee Chair Todd Richard Loss
- [Stats Professional](https://nworealtors.com/stats-pro/) - Stats Pro. Powerful and Flexible MLS data analysis statistics by CoreLogic delivers real time statistical reporting and charting capabilities for any group of listing search results. Making it easier to quickly analyze and understand the market. Benefits See the data you want to see A dedicated server for maximum performance Reports that keep you on
- [State Issues](https://nworealtors.com/state-issues/) - Ohio Budget The Ohio Senate is considering changing a law that would significantly increase taxes on small business owners. Your Ohio REALTORS has launched a "Call for Action" -- providing you with an easy way to send a prepared message to your Senator. Simply CLICK HERE to protect your business! Originally proposed by the Ohio
- [Sitemap](https://nworealtors.com/sitemap/)
- [ShowingTime](https://nworealtors.com/showingtime/) - Who do I contact if I have a problem? Our Technical Support is available to you 7 days a week at support@showingtime.com or 1-800-379-0057. Video Click here for the new ShowingCart updates Request a Time Change Without Losing Your Original Appointment Printed Instructions How to add a co-lister or owner occupant Hide off Market Listings Rescue Notifications
- [SentriLock Tutorials](https://nworealtors.com/sentrilock-tutorials/) - About the Lockbox Operating the Lockbox Releasing the Shackle Assigning a Lockbox to a Listing Opening Key Compartment Lockbox Audit Log Renew SentriCard at Lockbox Security of Lockbox SentriCard Replacing Lockbox Battery
- [2019 RPAC Sponsors](https://nworealtors.com/rpac-sponsors/) - Thank to the following Companies for supporting the NOR REALTOR Political Action Committee for 2019. Platinum Sponsor ($1,000) Benchmark Mortgage Gold Sponsor ($750) Greater Metropolitan Title Union Home Mortgage Sterling Sponsors ($500) First American Home Warranty Ruoff Home Mortgage Louisville Title Seagate Inspections Prime Lending White Sponsors CEE Imaging Solutions First American Title e-Title Services
- [RPAC FAQs](https://nworealtors.com/rpac-faqs/) - These are the most common questions we are asked about RPAC: What is RPAC? REALTOR® Political Action Committee (RPAC) is a voluntary political action committee whose membership consists of REALTORS® interested in actively and effectively protecting the real estate industry and the dream of homeownership by participating in government affairs at the local, state and federal levels.
- [Resolving Commission Disputes](https://nworealtors.com/resolving-commission-disputes/) - The Northwest Ohio REALTORS® offers members and their clients two options – Arbitration and Mediation, to settle commission disputes. As a voluntary alternative, mediation is strongly encouraged, but not mandatory. Mediation is a form of facilitated negotiation, conducted in a more informal setting, by which a trained and experienced third party helps the disputing partings reach
- [Realtors Property Resource](https://nworealtors.com/realtors-property-resource/) - What is RPR®? Comprehensive data, powerful analytics, and dynamic reports for each of NAR's constituencies 100% Owned by REALTORS® Created by NAR for the sole purpose of providing REALTORS® with the data they need to meet the demands of their clients. There are no third party investors or silent partners. Only available to REALTORS® No
- [REALTORS Federal Credit Union Products & Services](https://nworealtors.com/realtors-federal-credit-union-products-services/) - Marketing & Business Development is pleased to introduce an informational video for Associations featuring Christine Todd, RCE, Chief Executive Officer of the Northern Virginia Association of REALTORS©, discussing the many financial products and services designed specifically for REALTORS© and REALTOR© Associations that are available from REALTORS© Federal Credit Union, a Division of Northwest Federal Credit Union. NAR
- [Realtor Arbitration](https://nworealtors.com/realtor-arbitration/) - Download the Guide to Filing an Arbitration Request Realtors® are obligated to submit to arbitration their commission disputes between brokerages in accordance with Article 17 of the Realtors® Code of Ethics. Arbitration hearings are conducted by the T.R.A.R Professional Standards Committee following procedures described in the National Association of Realtors® Code of Ethics and Arbitration
- [Northwest Ohio REALTORS® Magazine](https://nworealtors.com/northwest-ohio-realtors-magazine/) - Coming Soon...
- [Privacy Policy](https://nworealtors.com/privacy-policy/) - We recognize the importance of protecting the personal information you provide at Web sites owned or controlled by Northwest Ohio REALTORS (NOR). NOR gathers the following types of information needed to process your transactions, fulfill your requests, and maintain our membership records: Contact information you provide (for example, your personal and business addresses, phone and
- [Pauling County Schools](https://nworealtors.com/pauling-county-schools/) - Antwerp Local School District Paulding Exempted Village Schools Wayne Trace Local School District
- [Open Houses](https://nworealtors.com/open-house/) - Coming soon...
- [Mobile Phone and Tablet Login](https://nworealtors.com/mobile-phone-and-tablet-login/) - SentriSmart™ Getting Started What is SentriSmart™? SentriSmart™ is a mobile application, allowing access to a lockbox key compartment with the use of a mobile access code instead of a SentriCard®. Benefits of using the SentriSmart™ mobile application include: automatic listing assignments, instant showing notifications and SentriCard® renewal codes for access with your SentriCard® in out-of-service
- [Online Michigan Real Estate Continuing Education Courses](https://nworealtors.com/online-michigan-real-estate-continuing-education-courses/) - We're pleased to offer the online versions of the same Michigan real estate continuing education courses that thousands of Michigan real estate licensees complete annually in the "live" classroom! Before enrolling in a course for the first time, we STRONGLY recommend that you complete the five-minute Demonstration Course below, which explains the format of our
- [Legislative Issues](https://nworealtors.com/legislative-issues/) - Northwest Ohio REALTORS is committed to protecting the private property rights of all members of society, and fostering a sound and dynamic real estate market that creates vibrant communities in which to live and work. Members of Northwest Ohio REALTORS are committed to protecting the real estate transaction, defining the duties of real estate brokers
- [Lead Safe Residential Rental Requirements in Toledo](https://nworealtors.com/lead-safe-toledo/) - What You and Your Clients Need to Know 1. Legislation passed on August 16, 2016 2. All single-family rental properties, duplexes, family child care homes, and rental structures with up to four units built prior to 1978 are affected by the ordinance and must be inspected and obtain a Lead Safe Certificate 3. To obtain
- [Informative Articles & Information](https://nworealtors.com/informative-articles/) - Ohio's Homestead Exemption program undergoes changes Repairs Every New Homebuyer Should Make How to Get Alerted When Your Address Shows Up on Craig's List Before You Shop For A House, Shop For An Agent How to Spot Fraudulent Rental Posts City Softening Its Plan on $200 Water Deposit Eight ways to improve your home appraisal
- [Beware of Housing Scams](https://nworealtors.com/housing-scams/) - CraigsList In this scam, the “landlord” will list a home or apartment at an unbelievably great price. They’ll feature photos of an adorable place with the desired amenities. The pictures often come from actual for sale listings. The landlord is typically our of the country for some reason but will send you the keys once
- [Thank you for Getting Involved!](https://nworealtors.com/th-getinvolved/) - We will be reaching out to you soon about your desire and how you can help us grow.
- [Getting Involved with NWORealtors®](https://nworealtors.com/getinvolved/) - RPAC Committee This committee meets 2-3 times a year to brainstorm ways to increase RPAC participation and plan the Spring Fling and Legislative Breakfast. Committee members must contribute to RPAC and be willing to encourage members to contribute and attend events with them. New Member Orientation Task Force This task force will meet up to
- [Get Involved, Get Rewarded Program](https://nworealtors.com/get-involved-get-rewarded-program/) - Members will earn 25 points for… Maintaining a REALTOR Designation Each YPN “Connections made Easy” attended Making an RPAC Investment of $30 to $100 Members will earn 50 points for… Attending the Annual Membership Gathering in January Serving as an OAR or NAR delegate or director Each YPN Signature Event attended (Craft Beer Night, Poker
- [Foreclosure Resources](https://nworealtors.com/foreclosure-resources/) - Northwest Ohio REALTORS® strives to provide buyers and sellers with the most up-to-date information focusing on the local and national housing market. U.S. Department of Housing and Urban Development Home Ownership Preservation Foundation Federal Trade Commission - Foreclosure Scams
- [Financing / Mortgage Information](https://nworealtors.com/financing-and-mortgage-information/) - Northwest Ohio REALTORS® strives to provide buyers and sellers with the most up-to-date information focusing on the local and national housing market. Making Home Affordable.gov NeighborWorks America Toledo Fair Housing Center Lucas County Metropolitan Housing Authority U.S. Department of Housing and Urban Development Ohio Financing Agency
- [Process for Filing an Ethics Complaint with the Northwest Ohio REALTORS®](https://nworealtors.com/filing-an-ethics-complaint/) - Any person may file a complaint alleging that a member of this Board has violated one or more Articles of the Code of Ethics. Ethics complaints must be filed with The Northwest Ohio REALTORS® within one hundred eighty (180) days from the time a complainant knew (or reasonably should have known) that potentially unethical conduct took
- [Filing a Complaint](https://nworealtors.com/filing-a-complaint/) - The single, most outstanding characteristic that sets REALTORS® apart from other real estate agents is the willingness to accept and abide by the Code of Ethics of the NATIONAL ASSOCIATION OF REALTORS®. The code of ethics is a living document, responsive in its content to changes in the law and industry. The Code has been
- [Download Center](https://nworealtors.com/download-center/) - Coming soon...
- [Dotloop!](https://nworealtors.com/dotloop-is-here/) - Click here for pre-recorded webinars on the functions of dotloop. Click here for the latest updates. These webinars will allow you to be able to watch the instructions. You are able to pause the video at any time. This will allow you time to sign in to your dotloop account and practice what you have
- [Your Dispute request has been recieved](https://nworealtors.com/th-disputes/) - We have received your request and will be following up with you soon.
- [What is the Ombudsman Program?](https://nworealtors.com/disputes/) - The Ombudsman Program in its simplest definition is informal telephone mediation. In some cases, it can address and solve minor complaints from the public. It can also solve inter-Realtor conflicts before they become serious problems. Like a mediator, an ombudsman helps parties find solutions. This free program is available to NOR members, their clients and
- [Introduction to Dispute Resolution](https://nworealtors.com/dispute-resolution/) - The single, most outstanding characteristic that sets REALTORS® apart from other real estate agents is the willingness to accept and abide by the Code of Ethics of the NATIONAL ASSOCIATION OF REALTORS®. The code of ethics is a living document, responsive in its content to changes in the law and industry. The Code has been
- [Discounts at Local Merchants](https://nworealtors.com/discounts-at-local-merchants/) - Michigan International Speedway (MIS) Discount Race Tickets for 2014 Season
- [Current Issues](https://nworealtors.com/current-issues/) - Local Issues Ohio Association of Realtors 2015 Legislative Conference Issues Briefing Substitute-House Bill 64 – Representative Ryan Smith FY 16-17 Operating Budget Provides for a 6.3% across the board state income tax cut Makes permanent the 75% small business tax deduction Removes all major tax proposals from Executive Budget including sales tax expansion and rate
- [Bank-Owned Properties](https://nworealtors.com/bank-owned-properties/) - Northwest Ohio REALTORS® strives to provide buyers and sellers with the most up-to-date information focusing on the local and national housing market. A Checklist for Buying Bank Owned REO Property Purchasing a Bank-Owned Property – The Good, The Bad and The Ugly Purchasing a Bank Owned Property – What to Expect in Negotiations
- [Area Attractions](https://nworealtors.com/area-attractions/) - With its affordable cost of living, short commutes, and diverse neighborhoods, the Toledo Region is a great place to live, work, and raise a family. Huntington Center Imagination Station Maumee Bay State Park Metroparks of the Toledo Area Toledo Botanical Gardens Toledo Lucas County Public Library The Toledo Museum of Art The Toledo Symphony The
- [Application for Director](https://nworealtors.com/application-for-director/) - The Board of Directors is the governing body of Northwest Ohio REALTORS®. The major function of the Board of Directors is to establish Board policy and procedure. The Directors meet approximately ten(10) times a year. Applicants must be a member of NOR and shall have had a least three (3) years of experience in Real
- [Welcome to Northwest Ohio REALTORS®](https://nworealtors.com/2022-homepage/) - Northwest Ohio REALTORS®, an association of real estate professionals, is one of the nearly 1,600 real estate boards in the country which make up the National Association of REALTORS® (NAR), the largest trade association in the world.
- [Sample Page](https://nworealtors.com/sample-page/) - This is an example page. It's different from a blog post because it will stay in one place and will show up in your site navigation (in most themes). Most people start with an About page that introduces them to potential site visitors. It might say something like this: Hi there! I'm a bike messenger
- [Your Director Application has been received.](https://nworealtors.com/your-director-application-has-been-received/) - We will review all applications and be in touch with those applicants that require further follow up.
- [Your Awards Application Has Been Submitted](https://nworealtors.com/your-awards-application-has-been-submitted/) - We will receive your application shortly and it will be reviewed by our judges, who may follow up with the contacts provided to determine eligibility.
- [Your Volunteer Application](https://nworealtors.com/th-volunteer-form/) - Your application has been received. We look forward to contacting you and serving with you.
- [Your Leadership Application](https://nworealtors.com/your-leadership-application/) - Your NOR Leadership application has been received and will be processed by us. We will be reaching out to you soon to discuss the next steps.
- [NWOR Online Forms](https://nworealtors.com/home-2/)
- [Your President's Sales Club Application](https://nworealtors.com/th-presidents-sales-club/) - Thank you for submitting your NOR President's Sales Club Application. It will be reviewed by a NOR staff member and they will contact you if they have any questions. Because the deadline to apply is not until July 30, please be advised that certificates may not be sent out until mid to late August. If

## Housing Reports

- [March Hancock 2026](https://nworealtors.com/report/march-hancock-2026/)
- [April 2026 Lucas](https://nworealtors.com/report/april-2026-lucas/)
- [May 2026 Lucas](https://nworealtors.com/report/may-2026-lucas/)
- [May 2026 Hancock](https://nworealtors.com/report/may-2026-hancock/)
- [May 2026 Western](https://nworealtors.com/report/may-2026-western/)
- [April 2026 Western](https://nworealtors.com/report/april-2026-western/)
- [April 2026 Hancock](https://nworealtors.com/report/april-2026-hancock/)
- [Q1 2026](https://nworealtors.com/report/q1-2026/)
- [March Western 2026](https://nworealtors.com/report/march-western-2026/)
- [Lucas Monthly March 2026](https://nworealtors.com/report/lucas-monthly-march-2026/)
- [February Western 2026](https://nworealtors.com/report/february-western-2026/)
- [February Hancock 2026](https://nworealtors.com/report/february-hancock-2026/)
- [February Lucas 2026](https://nworealtors.com/report/february-lucas-2026/)
- [January Western 2026](https://nworealtors.com/report/january-western-2026/)
- [January Lucas 2026](https://nworealtors.com/report/january-lucas-2026/)
- [January Hancock 2026](https://nworealtors.com/report/january-hancock-2026/)
- [Quarter 4 2025](https://nworealtors.com/report/quarter-4-2025/)
- [Western December 2025](https://nworealtors.com/report/western-december-2025/)
- [Lucas December 2025](https://nworealtors.com/report/lucas-december-2025/)
- [Hancock December 2025](https://nworealtors.com/report/hancock-december-2025/)
- [Western November 2025](https://nworealtors.com/report/western-november-2025/)
- [Lucas November 2025](https://nworealtors.com/report/lucas-november-2025/)
- [Hancock November 2025](https://nworealtors.com/report/hancock-november-2025/)
- [Hancock October 2025](https://nworealtors.com/report/hancock-october-2025/)
- [Lucas October 2025](https://nworealtors.com/report/lucas-october-2025/)
- [Western October 2025](https://nworealtors.com/report/western-october-2025/)
- [Quarter 3 2025](https://nworealtors.com/report/quarter-3-2025/)
- [Western September 2025](https://nworealtors.com/report/western-september-2025/)
- [Lucas September 2025](https://nworealtors.com/report/lucas-september-2025/)
- [Hancock September 2025](https://nworealtors.com/report/hancock-september-2025/)
- [Western August 2025](https://nworealtors.com/report/western-august-2025/)
- [Lucas August 2025](https://nworealtors.com/report/lucas-august-2025/)
- [Hancock August 2025](https://nworealtors.com/report/hancock-august-2025/)
- [Western July 2025](https://nworealtors.com/report/western-july-2025/)
- [Lucas July 2025](https://nworealtors.com/report/lucas-july-2025/)
- [Hancock July 2025](https://nworealtors.com/report/hancock-july-2025/)
- [2ND Quarter 2025](https://nworealtors.com/report/2nd-quarter-2025/)
- [Western June 2025](https://nworealtors.com/report/western-june-2025/)
- [Lucas June 2025](https://nworealtors.com/report/lucas-june-2025/)
- [Hancock June 2025](https://nworealtors.com/report/hancock-june-2025/)
- [western may 2025](https://nworealtors.com/report/western-may-2025/)
- [Lucas May 2025](https://nworealtors.com/report/lucas-may-2025/)
- [Hancock May 2025](https://nworealtors.com/report/hancock-may-2025/)
- [Western April 25](https://nworealtors.com/report/western-april-25/)
- [Lucas April 25](https://nworealtors.com/report/lucas-april-25/)
- [Hancock April 25](https://nworealtors.com/report/hancock-april-25/)
- [1st Quarter 2025](https://nworealtors.com/report/1st-quarter-2025/)
- [March 2025 Western](https://nworealtors.com/report/march-2025-western/)
- [March 2025 Lucas](https://nworealtors.com/report/march-2025-lucas/)
- [March 2025 Hancock](https://nworealtors.com/report/march-2025-hancock/)
- [February 2025 Western](https://nworealtors.com/report/february-2025-western/)
- [February 2025 Lucas](https://nworealtors.com/report/february-2025-lucas/)
- [February 2025 Hancock](https://nworealtors.com/report/february-2025-hancock/)
- [January 2025 Western](https://nworealtors.com/report/january-2025-western/)
- [January 2025 Hancock](https://nworealtors.com/report/january-2025-hancock/)
- [January 2025 Lucas](https://nworealtors.com/report/january-2025-lucas/)
- [December 24 Lucas](https://nworealtors.com/report/december-24-lucas/)
- [2024 Annual](https://nworealtors.com/report/2024-annual/)
- [Quarter 4 24 All](https://nworealtors.com/report/quarter-4-24-all/)
- [December 24 Western](https://nworealtors.com/report/december-24-western/)
- [December 24 Hancock](https://nworealtors.com/report/december-24-hancock/)
- [Jan 2023 Hancock](https://nworealtors.com/report/jan-2023-hancock/)
- [Jan 2023 Western](https://nworealtors.com/report/jan-2023-western/)
- [Jan 2023 Lucas](https://nworealtors.com/report/jan-2023-lucas/)
- [Feb 2023 Lucas](https://nworealtors.com/report/feb-2023-lucas/)
- [Feb 2023 Western](https://nworealtors.com/report/feb-2023-western/)
- [Feb 2023 Hancock](https://nworealtors.com/report/feb-2023-hancock/)
- [mar 23 monthly Hancock](https://nworealtors.com/report/mar-23-monthly-hancock/)
- [Mar 23 Monthly Lucas](https://nworealtors.com/report/mar-23-monthly-lucas/)
- [Mar 23 Quarterly](https://nworealtors.com/report/mar-23-quarterly/)
- [Mar 23 Monthly Western](https://nworealtors.com/report/mar-23-monthly-western/)
- [April 23 Hancock](https://nworealtors.com/report/april-23-hancock/)
- [April 23 Lucas/Wood](https://nworealtors.com/report/april-23-lucas-wood/)
- [April 23 Western](https://nworealtors.com/report/april-23-western/)
- [May 23 Western](https://nworealtors.com/report/may-23-western/)
- [May 23 Lucas](https://nworealtors.com/report/may-23-lucas/)
- [May 23 Hancock](https://nworealtors.com/report/may-23-hancock/)
- [June 23 Quarterly](https://nworealtors.com/report/june-23-quarterly/)
- [June 23 Western](https://nworealtors.com/report/june-23-western/)
- [June 23 Lucas](https://nworealtors.com/report/june-23-lucas/)
- [June 23 Hancock](https://nworealtors.com/report/june-23-hancock/)
- [July 23 Lucas](https://nworealtors.com/report/july-23-lucas/)
- [July 23 Hancock](https://nworealtors.com/report/july-23-hancock/)
- [July 23 Western](https://nworealtors.com/report/july-23-western/)
- [august 23 Western](https://nworealtors.com/report/august-23-western/)
- [August 23 Hancock](https://nworealtors.com/report/august-23-hancock/)
- [August 23 Lucas](https://nworealtors.com/report/august-23-lucas/)
- [September 23 Quarterly](https://nworealtors.com/report/september-23-quarterly/)
- [September 23 Western](https://nworealtors.com/report/september-23-western/)
- [September 23 Hancock](https://nworealtors.com/report/september-23-hancock/)
- [September 23 Lucas/Wood](https://nworealtors.com/report/september-23-lucas-wood/)
- [October 23 Western](https://nworealtors.com/report/october-23-western/)
- [October 23 Lucas](https://nworealtors.com/report/october-23-lucas/)
- [October 23 Hancock](https://nworealtors.com/report/october-23-hancock/)
- [November 23 Western](https://nworealtors.com/report/november-23-western/)
- [November 23 Lucas](https://nworealtors.com/report/november-23-lucas/)
- [November 23 Hancock](https://nworealtors.com/report/november-23-hancock/)
- [December 23 Quarterly](https://nworealtors.com/report/december-23-quarterly/)
- [December 23 Western](https://nworealtors.com/report/december-23-western/)
- [December 23 Lucas](https://nworealtors.com/report/december-23-lucas/)
- [December 23 Hancock](https://nworealtors.com/report/december-23-hancock/)
- [2023 Annual Review](https://nworealtors.com/report/2023-annual-review/)
- [January 24 Hancock](https://nworealtors.com/report/january-24-hancock/)
- [January 24 Western](https://nworealtors.com/report/january-24-western/)
- [January 24 Lucas](https://nworealtors.com/report/january-24-lucas/)
- [February 24 Western](https://nworealtors.com/report/february-24-western/)
- [February 24 Lucas](https://nworealtors.com/report/february-24-lucas/)
- [February 24 Hancock](https://nworealtors.com/report/february-24-hancock/)
- [March 24 Western](https://nworealtors.com/report/march-24-western/)
- [March 24 Lucas](https://nworealtors.com/report/march-24-lucas/)
- [March 24 Hancock](https://nworealtors.com/report/march-24-hancock/)
- [April 24 Western](https://nworealtors.com/report/april-24-western/)
- [April 24 Lucas](https://nworealtors.com/report/april-24-lucas/)
- [April 24 Hancock](https://nworealtors.com/report/april-24-hancock/)
- [May 24 Lucas](https://nworealtors.com/report/may-24-lucas/)
- [may 24 Hancock](https://nworealtors.com/report/may-24-hancock/)
- [May 24 Western](https://nworealtors.com/report/may-24-western/)
- [Q2 2024](https://nworealtors.com/report/q2-2024/)
- [June 2024 Western](https://nworealtors.com/report/june-2024-western/)
- [June 2024 Lucas](https://nworealtors.com/report/june-2024-lucas/)
- [June 2024 Hancock](https://nworealtors.com/report/june-2024-hancock/)
- [July 24 Western](https://nworealtors.com/report/july-24-western/)
- [July 24 Hancock](https://nworealtors.com/report/july-24-hancock/)
- [July 24 Lucas](https://nworealtors.com/report/july-24-lucas/)
- [August 24 Western](https://nworealtors.com/report/august-24-western/)
- [August 24 Lucas](https://nworealtors.com/report/august-24-lucas/)
- [August 24 Hancock](https://nworealtors.com/report/august-24-hancock/)
- [September 24 Western](https://nworealtors.com/report/september-24-western/)
- [September 24 Hancock](https://nworealtors.com/report/september-24-hancock/)
- [September 24 Lucas](https://nworealtors.com/report/september-24-lucas/)
- [Q3 24 Housing Report](https://nworealtors.com/report/q3-24-housing-report/)
- [October 24 Western](https://nworealtors.com/report/october-24-western/)
- [October 24 Lucas](https://nworealtors.com/report/october-24-lucas/)
- [October 24 Hancock](https://nworealtors.com/report/october-24-hancock/)
- [November 24 Western](https://nworealtors.com/report/november-24-western/)
- [November 24 Lucas](https://nworealtors.com/report/november-24-lucas/)
- [November 24 Hancock](https://nworealtors.com/report/november-24-hancock/)

## Guides

- [Consumer Guide: How Solar Impacts a Real Estate Transaction](https://nworealtors.com/consumer_guides/consumer-guide-how-solar-impacts-a-real-estate-transaction/) - If you’re considering buying a home with a solar installation, be aware of how certain factors influence solar performance.
- [Consumer Guide: Navigating Mortgage Interest Rate Shifts](https://nworealtors.com/consumer_guides/consumer-guide-navigating-mortgage-interest-rate-shifts/) - Fluctuations in mortgage interest rates can be unsettling. Approaching the issue with knowledge can help keep your home purchase on track.
- [Consumer Guide: Financing a Renovation When You Buy](https://nworealtors.com/consumer_guides/consumer-guide-financing-a-renovation-when-you-buy/) - Don’t let the thought of renovation costs scare you away. There are mortgage options that let you fold in the cost of renovations or repairs.
- [Consumer Guide: Staging Your House for a Sale](https://nworealtors.com/consumer_guides/consumer-guide-staging-your-house-for-a-sale/) - In real estate, “home staging” refers to presenting your property in a way that highlights its strengths and helps buyers envision living there.
- [Consumer Guide: Spotting Deepfake Scams in Real Estate](https://nworealtors.com/consumer_guides/consumer-guide-spotting-deepfake-scams-in-real-estate-2/) - Among cybercrimes, the use of deepfake technology is a growing concern. Here’s what you need to know to protect yourself during the sale or purchase of your home.
- [Consumer Guide: Seller Checklist, 15 Things to Do Before Every Showing](https://nworealtors.com/consumer_guides/consumer-guide-seller-checklist-15-things-to-do-before-every-showing/) - Here’s a handy checklist of the things to do before every showing to help your home sell faster and for top dollar.
- [Consumer Guide: Are You Ready to Invest in Real Estate?](https://nworealtors.com/consumer_guides/consumer-guide-are-you-ready-to-invest-in-real-estate/) - If you’re considering buying an investment property such as a residential rental, commercial building or land, here are questions to help determine if you’re ready.
- [Consumer Guide: Thinking of Selling? 7 Factors to Consider](https://nworealtors.com/consumer_guides/consumer-guide-thinking-of-selling-7-factors-to-consider/) - You’ve thought about selling your home—but it’s a big step. These seven discussion questions can help you think through the decision.
- [Consumer Guide: How to Make Your Home More Energy Efficient](https://nworealtors.com/consumer_guides/consumer-guide-how-to-make-your-home-more-energy-efficient/) - If you're worried about energy costs, there are practical tips to make your home more energy efficient and lower costs.
- [Consumer Guide: Can't Pay Your Mortgage? You Have Options](https://nworealtors.com/consumer_guides/consumer-guide-cant-pay-your-mortgage-you-have-options/) - Financial hardships can strike when we least expect them. Here are options to help you get back on track when it comes to managing your mortgage payments.
- [Consumer Guide: 8 Tips for Selling Your Home in Winter](https://nworealtors.com/consumer_guides/consumer-guide-8-tips-for-selling-your-home-in-winter/) - If you need to sell your home during winter, you can capitalize on certain advantages that seasonal selling provides.
- [Consumer Guide: Hiring a Remodeling Contractor](https://nworealtors.com/consumer_guides/consumer-guide-hiring-a-remodeling-contractor/) - Home-improvement project on the horizon? Learn how to find a remodeling contractor to ensure your project is easy and up to code.
- [Consumer Guide: Real Estate Sales Contract Contingencies](https://nworealtors.com/consumer_guides/consumer-guide-real-estate-sales-contract-contingencies/) - Regardless of which side of a transaction you’re on, you need a clear understanding of any contingencies that are part of the real estate contract.
- [Consumer Guide: Understanding Condo Ownership](https://nworealtors.com/consumer_guides/consumer-guide-understanding-condo-ownership/) - Condos are typically more affordable than single-family homes and require less maintenance. Here’s a primer that will help you evaluate your options.
- [Consumer Guide: How to Protect Against Real Estate Wire Fraud](https://nworealtors.com/consumer_guides/consumer-guide-how-to-protect-against-real-estate-wire-fraud/) - Buying a home is an exciting milestone. Work with a real estate professional who is a REALTOR® to keep your investment safe from potential wire fraud attempts.
- [Consumer Guide: Home Selling Tips for Privacy and Safety](https://nworealtors.com/consumer_guides/consumer-guide-home-selling-tips-for-privacy-and-safety/) - An agent who is a REALTOR® can help you ensure privacy and security by managing access during the marketing and transaction process.
- [Consumer Guide: Do You Need Private Mortgage Insurance?](https://nworealtors.com/consumer_guides/consumer-guide-do-you-need-private-mortgage-insurance/) - When buying a home for the first time, there are plenty of new terms to learn. One that can cause confusion is private mortgage insurance, or PMI.
- [Consumer Guide: What is the VA Home Loan Guaranty?](https://nworealtors.com/consumer_guides/consumer-guide-what-is-the-va-home-loan-guaranty/) - For those who’ve completed military service or are actively serving our country, the VA Home Loan Guaranty offers a path to homeownership.
- [Consumer Guide: 10 Tips for Packing Smartly for a Move](https://nworealtors.com/consumer_guides/consumer-guide-10-tips-for-packing-smartly-for-a-move/) - Buying or selling a home is exciting—but packing and moving can be daunting. Proper planning and a solid strategy from these 10 tips can ease the task.
- [Consumer Guide: State and Local Tax (SALT) Deductions](https://nworealtors.com/consumer_guides/consumer-guide-state-and-local-tax-salt-deductions/) - Homeownership has always had its perks when it comes to tax deductions, but the latest tax reform helps homeowners save even more money. Here’s why.
- [Consumer Guide: Buyer's vs. Seller's Market](https://nworealtors.com/consumer_guides/consumer-guide-buyers-vs-sellers-market/) - Recognizing whether shifting market conditions favor buyers or sellers can help you make more confident decisions. Learn what each means for you.
- [Consumer Guide: Buying a Historic Property](https://nworealtors.com/consumer_guides/consumer-guide-buying-a-historic-property/) - From architectural character to lasting craftsmanship, historic homes offer one-of-a-kind charm, but they also come with unique responsibilities.
- [Consumer Guide: Making Your Home More Energy Efficient](https://nworealtors.com/consumer_guides/consumer-guide-making-your-home-more-energy-efficient/) - Whether you’re looking to lower utility bills, preparing to sell, or modernizing your home, here’s how to get started and what to keep in mind.
- [Consumer Guide: Working With a Real Estate Attorney](https://nworealtors.com/consumer_guides/consumer-guide-working-with-a-real-estate-attorney/) - Buying a home is an important decision. Many professionals are available to help you throughout the process, including a real estate attorney.
- [Consumer Guide: Real Estate Auctions](https://nworealtors.com/consumer_guides/consumer-guide-real-estate-auctions/) - Buying a home at auction can be an exciting opportunity. First-time buyer and experienced investors should be aware of the rules and risks.
- [Consumer Guide: Assistance Programs](https://nworealtors.com/consumer_guides/consumer-guide-assistance-programs/) - Buying or keeping a home can be financially challenging—but you may not have to do it alone. There are assistance programs designed to help.
- [Consumer Guide: Your Home and Estate Planning](https://nworealtors.com/consumer_guides/consumer-guide-your-home-and-estate-planning/) - A home is a long-term financial asset. Estate planning helps you decide what happens to your home and other assets if you can no longer care for them.
- [Consumer Guide: Mortgage Interest Tax Deduction](https://nworealtors.com/consumer_guides/consumer-guide-mortgage-interest-tax-deduction/) - If you're navigating tax season or planning to buy a home, understanding how this deduction works can help you make smarter financial decisions.
- [Consumer Guide: Overcoming Barriers to Homeownership](https://nworealtors.com/consumer_guides/consumer-guide-overcoming-barriers-to-homeownership/) - Whether you're saving for a down payment, managing debt, or dealing with other barriers to entry, REALTORS® can help you find your dream home.
- [Consumer Guide: Understanding & Protecting Yourself From Title Fraud](https://nworealtors.com/consumer_guides/consumer-guide-understanding-protecting-yourself-from-title-fraud/) - Here's what to know about how this serious crime happens, who's at risk, and how to prevent losing the title to your property.
- [Consumer Guide: Buying Land and Building a New Home](https://nworealtors.com/consumer_guides/consumer-guide-buying-land-and-building-a-new-home/) - Prospective homebuyers may consider purchasing a plot of land or a new construction project instead of an existing home. Here's what you should know.
- [Consumer Guide: Deeds and Titles](https://nworealtors.com/consumer_guides/consumer-guide-deeds-and-titles/) - To complete a home sale, a home's ownership rights are formally transferred from the seller to the buyer. Here's what to know about deeds and titles.
- [Consumer Guide: Alternative Listing Options](https://nworealtors.com/consumer_guides/consumer-guide-alternative-listing-options/) - An agent who is a REALTOR® can help home sellers craft a marketing strategy that best suits their needs and preferences.
- [Consumer Guide: Navigating Multiple Offers](https://nworealtors.com/consumer_guides/consumer-guide-navigating-multiple-offers/) - When your home is on the market, you may receive offers from multiple interested buyers. Here's how to determine which one is best for you.
- [Consumer Guide: Homeowners Associations](https://nworealtors.com/consumer_guides/consumer-guide-homeowners-associations/) - In many housing markets, HOAs and other community associations can be part of the homebuying (and owning) experience. Here’s what buyers should know.
- [Consumer Guide: Marketing Your Home](https://nworealtors.com/consumer_guides/consumer-guide-marketing-your-home/) - Once you decide to sell your home, your agent will work with you to determine the best strategy to reach potential buyers and attract strong offers.
- [Consumer Guide: Seller Disclosures](https://nworealtors.com/consumer_guides/consumer-guide-seller-disclosures/) - Home sellers must disclose certain characteristics of the property to buyers. A REALTOR® can help you understand why and what you need to disclose.
- [Consumer Guide: Property Taxes](https://nworealtors.com/consumer_guides/consumer-guide-property-taxes/) - Property taxes are a reality of homeownership. An agent who is a REALTOR® can help connect you with a tax expert in your area, but here are the basics.
- [Consumer Guide: Preparing for Homeownership](https://nworealtors.com/consumer_guides/consumer-guide-preparing-for-homeownership/) - Whether you are a first-time buyer or planning your next move, here's what prospective buyers should know to prepare for the home purchase process.
- [Consumer Guide: Escrow and Earnest Money](https://nworealtors.com/consumer_guides/consumer-guide-escrow-and-earnest-money/) - Between signing and closing, homebuyers typically deposit money into an escrow account. A REALTOR® can advise you on how to keep your deposits safe.
- [Consumer Guide: What Goes Into Pricing Your Home](https://nworealtors.com/consumer_guides/consumer-guide-what-goes-into-pricing-your-home/) - An important question to ask your agent is how to determine your home's listing (asking) price. Here is what sellers should know about home pricing.
- [Consumer Guide: Preparing to Sell Your Home](https://nworealtors.com/consumer_guides/consumer-guide-preparing-to-sell-your-home/) - Here are common considerations as you prepare your home for listing and viewing by potential buyers. An agent who is a REALTOR® can guide you.
- [Consumer Guide: Fire Damage and Policy Coverage](https://nworealtors.com/consumer_guides/consumer-guide-fire-damage-and-policy-coverage/) - Most homeowners insurance policies cover fire damage. Some may limit coverage if your risk is higher. Find out how to understand your coverage.
- [Consumer Guide: Flood Insurance](https://nworealtors.com/consumer_guides/consumer-guide-flood-insurance/) - A licensed insurance agent can advise you on purchasing the right flood insurance to protect your assets from the most common natural disaster.
- [Consumer Guide: Homeowners Insurance](https://nworealtors.com/consumer_guides/consumer-guide-homeowners-insurance/) - Understanding homeowners insurance is essential for anyone looking to purchase a home—ask a REALTOR® to connect you with a licensed insurance agent.
- [Consumer Guide: Home Inspections](https://nworealtors.com/consumer_guides/consumer-guide-home-inspections/) - Between signing and close, a buyer may have a home inspected to ensure it is in good condition and safe for a new owner. Here's what you should know.
- [Consumer Guide: The Appraisal Process](https://nworealtors.com/consumer_guides/consumer-guide-the-appraisal-process/) - If you are financing your home purchase, you will likely be required to get a home appraisal as one of the steps between signing and close.
- [Consumer Guide: Agency and Non-Agency Relationships](https://nworealtors.com/consumer_guides/consumer-guide-agency-and-non-agency-relationships/) - When buying or selling a home, agency and non-agency relationships with real estate professionals vary by state law and offer different options.
- [Consumer Guide: Steps Between Signing and Closing on a Home](https://nworealtors.com/consumer_guides/consumer-guide-steps-between-signing-and-closing-on-a-home/) - Once you sign a purchase agreement on your new home, there are still several steps to complete before you can finalize—or “close”—the transaction.
- [Consumer Guide: Mortgages and Financing](https://nworealtors.com/consumer_guides/consumer-guide-mortgages-and-financing/) - An agent who is a REALTOR® can help you learn about options for finding a loan that will help you pay for your new home over time.
- [Consumer Guide: Buying Your First Home](https://nworealtors.com/consumer_guides/consumer-guide-buying-your-first-home/) - You’re ready to find your first home. Find out where to begin and what resources are available to you as you embark on your homeownership journey.
- [Consumer Guide: Ten Questions to Ask a Seller's Agent](https://nworealtors.com/consumer_guides/consumer-guide-ten-questions-to-ask-a-sellers-agent/) - If you’re ready to sell your home, you should feel empowered to find and work with the agent who is the best fit for your needs.
- [Consumer Guide: Ten Questions to Ask a Buyer's Agent](https://nworealtors.com/consumer_guides/consumer-guide-ten-questions-to-ask-a-buyers-agent/) - If you’re ready to buy a home, you should feel empowered to find and work with the agent who is the best fit for your needs.
- [Consumer Guide: Listing Agreements](https://nworealtors.com/consumer_guides/consumer-guide-listing-agreements/) - One of the first things you'll do when selling your home is negotiate and sign a listing agreement with your agent. Here's what you need to know.
- [Consumer Guide: Fair Housing](https://nworealtors.com/consumer_guides/consumer-guide-fair-housing/) - Consumers and agents all have rights and responsibilities to promote a home-buying or selling process free from discrimination.
- [Consumer Guide: Multiple Listing Services (MLSs)](https://nworealtors.com/consumer_guides/consumer-guide-multiple-listing-services-mlss/) - When buying or selling a home, your agent may use an MLS to find homes for sale or market your property. Here's what you need to know.
- [Consumer Guide: Seller Concessions](https://nworealtors.com/consumer_guides/consumer-guide-seller-concessions/) - Home sellers may choose to offer concessions to attract buyers or close a deal. Find out if this approach is right for you.
- [Consumer Guide to Negotiating Written Buyer Agreements](https://nworealtors.com/consumer_guides/consumer-guide-to-negotiating-written-buyer-agreements/) - Here's what to know about negotiating an agreement for services and compensation with an agent who is a REALTOR®.
- [Consumer Guide: Offers of Compensation](https://nworealtors.com/consumer_guides/consumer-guide-offers-of-compensation/) - As a home seller, you can choose to offer—or authorize your agent to offer—compensation to a buyer’s agent as a way to attract potential buyers.
- [Consumer Guide: What Veterans Need To Know about Buying a Home](https://nworealtors.com/consumer_guides/consumer-guide-what-veterans-need-to-know-about-buying-a-home/) - Veterans and active servicemembers often have unique needs when looking for a home. Find out how to address those needs before buying a home.
- [REALTORS®' Duty to Put Client Interests Above Their Own](https://nworealtors.com/consumer_guides/realtors-duty-to-put-client-interests-above-their-own/) - NAR's Code of Ethics means that a REALTOR® cannot provide representation in a way that puts their own interests ahead of their clients' interests.
- [Consumer Guide to Open Houses and Written Agreements](https://nworealtors.com/consumer_guides/consumer-guide-to-open-houses-and-written-agreements/) - Real estate professionals nationwide will require a written agreement prior to touring a home. But what if you are just attending an open house?
- [Consumer Guide to Written Buyer Agreements](https://nworealtors.com/consumer_guides/consumer-guide-to-written-buyer-agreements/) - When searching for a home, you will be asked to sign a written buyer agreement after you’ve chosen the real estate professional you want to work with.
- [Consumer Guide: Spotting Deepfake Scams in Real Estate](https://nworealtors.com/consumer_guides/consumer-guide-spotting-deepfake-scams-in-real-estate/) - Cyber-enabled fraud—use of the internet or other technology to steal money, data or identity—accounted for $13.7 billion in 2024, according to the latest data released by the FBI’s Internet Crime Complaint Center (IC3).
- [What Veterans Need To Know about Buying a Home](https://nworealtors.com/consumer_guides/what-veterans-need-to-know-about-buying-a-home/) - REALTORS® are committed to helping ensure the unique needs of veterans and active servicemembers are met following new real estate practice changes.
- [Buying Your First Home](https://nworealtors.com/consumer_guides/buying-your-first-home/) - You’re ready to find your first home. Find out where to begin and what resources are available to you as you embark on your homeownership journey.
- [10 Questions to Ask a Seller's Agent](https://nworealtors.com/consumer_guides/10-questions-to-ask-a-sellers-agent/) - If you’re ready to sell your home, you should feel empowered to find and work with the agent who is the best fit for your needs.
- [10 Questions to Ask a Buyer’s Agent](https://nworealtors.com/consumer_guides/10-questions-to-ask-a-buyers-agent/) - If you’re ready to buy a home, you should feel empowered to find and work with the agent who is the best fit for your needs.

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